The easiest way to submit a SAR is with the SAR Online system. SAR Online provides an instant acknowledgement and reference number (manual reporting doesn’t). It will also be processed more quickly by the NCA (particularly if consent is sought). The UKFIU has created a pdf SAR Online user guidance (1.11 MB) document to assist
If you are not reporting electronically, you can download the following NCA forms for manual reporting:
Guidance notes (165 KB) applicable to both manual and electronic SAR reporting. Also see pdf Submitting a SAR (154 KB) and pdf Guidance on Submitting Better Quality SARs (217 KB) for further assistance.
The quality of a SAR can affect the UKFIU’s ability to prioritise and process the report. It can also affect the law enforcement agencies’ (LEAs) decision or ability to investigate. Include as much detail as you can, even if it seems irrelevant, as it could become a valuable piece of information.
Poor quality reporting can lead to unnecessary delays, particularly where consent has been sought, and can cause face-to-face problems with your client, customer or supplier. Also see pdf Guidance on Submitting Better Quality SARs (217 KB) for further information.
When completing a SAR, whether electronically or manually, please refer to the pdf SAR glossary codes (240 KB).
SAR glossary codes are used by reporters when submitting a SAR to quickly describe the reason that they may have knowledge or suspicion of money laundering. The codes are intended to enhance the capabilities of law enforcement to use the submissions.